Is there any company or shop providing mobile phones on emi based on salary statement or credit cards here in Nepal? Samsung le dirako raicha bit 40% down payment chahido rahecha. Oliz le pani dido raocha but its not 0% interest. I wanted to buy a new phone and can pay upto Rs 10K per month.
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Why do you want to be on debt against a depreciating asset?
Oliz store or any stores who provide EMI facility requires your Credit Card. Bank charges up-to 36% interest on your CC. So better stay away from EMIs based on CC.