Today I had to deposit some amount in a reputed A grade bank, NPR 6 laks to be exact. And out of these I had 2.5 lakhs in 100s stack. They outright refused to accept those notes claiming they cannot transfer it to central bank, their workflow would be delayed and their counting machine cannot handle this much. I had an argument with the manager as well since I believed I was not at fault. Was I at wrong here??
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The job of the bank is to exchange and maintain the flow of money
They are refusing to work and transfer the money to another bank
Do banks only have one counting machine there must be 4-5
That really is a testament of laziness on their part. No bank can refuse a reasonable, legal deposit of a client in Nepal. Personal Banking laws all over have been based upon “reasonability”, the juristic onus is on the bank and not the client to define what counts as “reasonable”— say, you can claim for payment on a cheque even after 5 years, some jurisdictions even allow that, but you wouldn’t do that in Nepal, since 6 months is considered “reasonable” (or more precisely, the bankers here asked the regulators and the central bankers to define it that way, citing various accounting and financial compliance issues and broader economic impact of the same)— so the golden rule for bankers would read: “if we think it’s legal to and reasonable too, you have to.” Now, deposits of any form of currency in any number or denomination, if within reason cannot be denied. Also they blatantly lied about not being able to transfer it to the central bank. Each commercial bank debit note has an equivalent treasury-bond backed credit note in the central bank; that’s how fractional reserve banking works. You should confront the manager of the branch.
I had deposited 2 lakh in 100’s just a month ago. So, no they can’t refuse it.
Again go to bank. Deposit the money. If they refuse to take deposit straight say i am complaining to NRB. Even if they wont accept that complain to NRB using their gunaso portal with time, branch, branch manager who refused to take deposit
Hell nah!
testo nagarnu parne ho
GBIME ma maile NPR 5 ko bundle deposit garda ta kei problem aako thena hau
The subjected bank has to accept any form of currency even if it’s in a bundle of coins. If refused to do so you can literally lodge an official complaint of the respected bank and employee to nepal rashtra bank. NRB is really strict on these guidelines.
Problem na huna parne ho. Employee le Alli dhilo gardinu garna sakcha but outright refuse garna mildina.
I’ve deposited 100s of 10-20s
I had taken 10 rupees INR notes worth thousands because the bank did not have higher currency notes. Now I am afraid to exchange it because I have a lot left. Let me know if the banks will accept that. If anyone knows.
I like how people feel scared and threatened to blur out the bank’s name when they’re at the fault here!
khatey chor haru ho essai nepali ko nam bigreko hoina , estai gaddar alchi gadha haru le garera bigreko ho
You should logde an official complaint to the nrb, they are being lazy
Please name and shame the bank.