As a kid, didn’t know what was happening but looks like the terms were pretty good. I recall going to someone’s house where members would gather and basically have a good time while investing. Too bad there were some bad apples and lots of folks lost money.
This was before the sahakari era.
I know a neighbor who did, fled to foreign because couldn’t pay loans and shit or something.
Jaba jaba paisa ko transaction ra volume badcha koi kasaiko hudaina.
Bank yesto regulate Huda ta kanda Mathi kanda niklinchann.
Yo Dhukuti kasle regulate garcha kagacchma lekhera sign garera hune bhaye ta.
Pre plan garera pachaera taap kaschann…
a lot.