Per month basis ma kati paisa ? To live comfortably and afford food and housing rent and occasionally shop around?
View on r/IndianStockMarket by DryMistake
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Per month basis ma kati paisa ? To live comfortably and afford food and housing rent and occasionally shop around?
View on r/IndianStockMarket by DryMistake
Let’s break down the cost of living for a single bachelor per month in Kathmandu. –
Rent – 7k – 14k (Single room with attached or common bathroom)
Food – 15k – 21k (500 – 700 per day for Breakfast, lunch and dinner i.e Dal bhaat, momo, dal bhaat)
Utilities – 1500 (Internet bill, water bill if not included in the rent)
Transportation – 1500 – 3000 (Micro fare twice or day or quarce or day depending on distance from school or job else petrol cost if private motorbike or scooter)
Miscellaneous expense – 2k – 3k (Chiya pani karyakram with friends in evenings, Saturday meet-ups, Self-treat etc)
The lower range total = 7k + 15k + 1500 + 1500 + 2k = 27k (Savings excluded)
The higher range total = 14k + 21k + 1500 + 3000 + 3k = 42k (Savings excluded)
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Let’s break down the cost of living for a couple per month in Kathmandu. –
Rent – 14k – 20k (Single room with attached bathroom or 1BK or 1BHK depending on location)
Food – 15k – 21k (700 – 1000 per day for Breakfast, lunch and dinner, in this scenario food cost isn’t as high as for a single person because most likely you’ll have breakfast and dinner together at home, as for lunch I’ve assumed 250 -300 for two plates momos for lunch for both of you)
Utilities – 1500 – 1600 (Internet bill, water bill, garbage bill if not included in the rent)
Transportation – 3000 (Micro fare twice or day for both of you else petrol cost if motorbike or scooter ma puryaidine ek arkalai)
Miscellaneous expense – 2k – 3k (Chiya pani karyakram with her in evenings, Saturday ghumna jaane etc, notice this expense remains the same because pahila aafulai kharcha huney now becomes uslai kharcha garne if you’re a guy)
The lower range total = 14k + 15k + 1500 + 3000 + 2k = 35k (Savings excluded)
The higher range total = 20k + 21k + 1600 + 3000 + 3k = 48k (Savings excluded)
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Family of three or four and beyond chai calculate gareko chaina as rest is subjective but clearly you can see from the above that the expenses are quite high in kathmandu for any average middle-class family. Khali survive matra bhairachu bhanchan ni manche harule, yehi bhaneka hun, ani rudai rudai bidesh na gaye k garne ta.
Aafno comfort zone k ho vanne le nirdharan garxa tyo chai. I have seen a family of 4 living with 15-20k comfortably whereas i have seen some of my single friends who earn 50k plus a month and they complain that the salary isnot just enough. So it basically depends on your priority
Malai chai 25,26k le majale pugiracha including 20 pac of cigs.
No income. Just generational wealth is enough.
20k rent
10k fooding
10k transportation
10k entertainment
5k miscellaneous
55k total
Comfortable is a very subjective term. Koi cycle ma comfortable huncha, koi bike ma koi maruti 800 ma koi creta ma bhane koi lai comfort lai range rover chahincha. Timile kasto life imagine gardaichau?
Family ma ho vaney 1 lakh plus nai hunxa ahile ko case ma. Eklai ho vaney teti pardaina. Rent rw food ma kati spend hunxa herikana hunxa.
Me, my wife and my dad spend all the costs. So that’s 40k + 15k + 30k respectively. So that’s about a lakh rupees give or take. We spend on ration, fuel and minor indulgence.
We have no loans or liabilities. We are a family of five, including a 2 year old baby. Our biggest expense is food, vegetables and milk – which comes to about 35 thousand.
We save the residual which is about 70% of all the incomes (3 jobs and 2 rents).
Flat rent 15-20k, food/grocerys- 10-15k, travel -5k, Internet~ 1k, Entertainment – 10k~20k, Savings – ?, Medical emergency savings – ?, school/college Fees for childrens -? total ~1-1.5 lakh edit – ellai base value namannu hola, just random numbers 
Speaking from experience as male, at least 50k when single, and this increases to 80k when in new relation, which falls to 65k in long term.
Mero …Food ko grocescary bill nai .50k+ cha ….So …Around 90k will be good for .A nuclear family .of 3 if ..House ktm ma cha bhane (Excluding rents)
Flat rent 15k, Car EMI 25K (unless you’re comfortable with a motorbike) , Fuel and maint 10k, Eating out for (twice a month) 5k, Entertainment (Movies and stuff) 5k, festivities 5k, Fooding 10k, Clothing 10k, Medical 10k (might go south if there’s some emergency). This is assuming you’re not buying your wife gifts on birthdays, no kids, no travel and leisure. So, appx. 100K. For that you’ll have to earn about 120k (assuming a 20% average tax rate). If you have kids, double that amount. And mind you, you don’t have any assets/savings for the future, no social security.
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1000000 a month is enough for comfy life tbh bro. 😮💨do pump and dump schemes life will be more comfy or group trade on specific stock and dump it all and make a history of Nepal biggest crash 🙂and you be richer to live rich life/comfy life.🥰 thank me later